Taking out travel insurance is optional for all holiday travelers both domestic and abroad. However it is recommended as it can cost as little as 10 pounds and could cover all your medical expenses or cancellation expenses should something go wrong on your holiday. You wouldn’t want to have to pay thousands of pounds in medical costs should an accident occur.
OAP travel insurance is far more expensive than ordinary travel insurance. There is a number of reasons for this. Firstly OAP’s (over 65 years old) are considered far more likely to need medical care on a holiday. Secondly they are also more likely to loose posessions and need cover for that. Some insurance companies don’t insure OAP’s as they see the risk reward to be too little.
However luckily there are many specialist OAP travel insurance firms on the net, so search around and you will find a great OAP travel insurance deal.